PTAD Shifts Check-Off Dues Deduction for Pensioners to December 2025
The Pension Transitional Arrangement Directorate (PTAD) has postponed the commencement of its new guidelines on the deduction and remittance of check-off dues for pensioners under the Defined Benefit Scheme to December 31, 2025.
In a public notice issued by the directorate, PTAD explained that the decision to delay the exercise — initially scheduled to start on October 3, 2025 — was to allow stakeholders more time to understand the provisions and ensure a smooth rollout.
“This extension will allow stakeholders to fully understand the guidelines and ensure a smooth, transparent, and accountable process for the deduction and remittance of check-off dues,” the statement read.
Under the revised framework, only pensioners’ unions recognised by the Registrar of Trade Unions will be eligible to receive dues.
These include the Nigeria Union of Pensioners (NUP), representing retirees under the Civil Service Pensions Department, and the Federal Parastatals and Private Sector Pensioners Association of Nigeria (FEPPPAN), which covers pensioners under the Parastatals Pension Department.
PTAD stated that all deductions will be remitted directly to these unions and noted that individual pensioners’ consent must be obtained before any deductions are made.
“Deductions will be processed monthly based on verified information. PTAD will provide monthly reports and hold periodic reconciliation meetings with unions and associations,” the notice added.
The directorate recalled that it held an interactive session on August 29, 2024, with stakeholders including union leaders, officials of the Ministries of Justice and Labour, and the Registrar of Trade Unions, to fine-tune the implementation framework.
PTAD reaffirmed its commitment to transparency and the financial welfare of pensioners, stressing that the initiative aims to strengthen accountability in union dues administration.
Meanwhile, the directorate confirmed that the implementation of new pension increments under the Defined Benefit Scheme began with the September 2025 payroll cycle.
The adjustments include a ₦32,000 pension increase, harmonisation across agencies, enrolment of pensioners under the National Health Insurance Scheme (NHIS), and the settlement of long-standing pension arrears.
According to PTAD, the exercise was made possible through the release of ₦820.18 billion by the Federal Ministry of Finance from emergency funding.
