Nigeria is experiencing rapid changes in how trust services are handled due to digital technology.

Trust services involve managing assets and investments for others, and new tools like blockchain and smart contracts are changing the old paper-based methods.

The Investment and Securities Act 2025 now supports these modern approaches, making it easier to use technology in financial dealings.

There are many benefits to this shift. Digital tools allow people to own small parts of big assets through tokenisation, making investment open to more ordinary Nigerians.

Blockchain makes trading faster and more transparent, while smart contracts can automatically handle payments and checks. This saves time, reduces mistakes, and lowers costs for everyone involved.

However, experts warn that digital transformation also comes with serious risks. Cybersecurity threats like hacking and loss of private keys can put assets at risk. Smart contracts may fail if there are errors in their code, and there are still questions about how to follow all regulations properly.

Trustees must be careful not to lose their responsibility when using these new systems.

Another concern is data privacy, especially when information crosses borders. Trustees need strong security measures and clear communication with those they serve. A balanced approach that mixes technology with proper human oversight is important to avoid problems while enjoying the gains.

This move towards digital trust services marks an important step for Nigeria’s financial sector. If handled well, it can bring more efficiency, inclusion, and growth. Stakeholders are now expected to build skills, follow rules, and manage risks carefully as the country embraces these changes.