United Capital Plc has announced its unaudited financial results for the nine months ended September 30, 2025, showing strong growth in earnings and profitability across all business segments. The financial services group reported a pre-tax profit of ₦25.01 billion, representing a 34 percent increase from ₦18.73 billion recorded in the same period last year. According to the company’s financial statement released to the Nigerian Exchange Group (NGX), profit after tax rose by 32 percent to ₦21.17 billion, while gross earnings surged by 47 percent to ₦41.54 billion, compared to ₦28.17 billion in the corresponding period of 2024. The impressive growth was driven by higher investment income, increased fees and commission revenue, and favorable fair-value gains on the company’s investment portfolio United Capital’s balance sheet also strengthened significantly during the review period, with total assets rising to ₦1.87 trillion, reflecting about a 10 percent year-to-date increase. Shareholders’ funds grew by 72 percent to ₦229.91 billion, underscoring improved capital adequacy and retained earnings. The company also reported a 27 percent rise in managed funds and strong operational cash flow, signaling continued investor confidence in its business model The Group Chief Executive Officer attributed the solid performance to the firm’s diversified operations across investment banking, asset management, securities trading, and trusteeship services. He said the result demonstrates United Capital’s resilience and ability to sustain profitability despite the challenging macroeconomic environment The report further indicated that investment income increased to ₦11.31 billion from ₦8.41 billion recorded in the previous year, while total operating expenses rose moderately to ₦18.4 billion due to business expansion and inflationary pressures. However, revenue growth outpaced the rise in costs, leading to a higher net operating income of ₦37.60 billion, up by 68 percent year-on-year Market analysts noted that United Capital’s strong performance reinforces its position as one of Nigeria’s leading investment and financial services firms. The company’s steady earnings growth, robust balance sheet, and increased shareholders’ equity provide a solid foundation for future expansion and potential dividend payouts With its sustained momentum through the third quarter, United Capital Plc appears on track to close the 2025 financial year with stronger profitability and enhanced returns for investors. The market will be watching the fourth-quarter results closely to see if the firm can maintain this growth trajectory amid evolving economic conditions.
